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Pet Insurance with Wellness: Spot Preventive Care Coverage
Pet Insurance with Wellness: Spot Preventive Care Coverage
Updated this week

As a pet parent, you may prioritize your pet’s health by helping to ensure they receive nutritious food and exercise. However, unexpected accidents and illnesses can sometimes lead to high vet bills. Pet insurance can offer financial protection for these situations, but it can be important to consider preventive care too. Purchasing preventive care, also known as wellness care, can help contribute to a longer, healthier life for your pet.

Preventive Care can be an Important Aspect of Responsible Pet Parenthood

Regular vet visits, vaccinations, and preventive treatments can be important for early detection and prevention of potential health issues. This proactive approach can lead to better health outcomes and potential cost savings in the long run. Adding preventive care to your pet insurance policy can help you to prioritize your pet's well-being.

Benefits of Adding Preventive Care to Your Pet Insurance Policy

Spot understands the value of preventive care and offers it as an add-on to your base policy. Here's what you can gain:

  • Catching health issues early: Routine vet care coverage through wellness plans can help your vet detect potential problems before they escalate.

  • Saving money in the long run: Early detection can help prevent costly treatments for preventable illnesses down the road.

  • Improving overall health outcomes: Regular check-ups and preventive treatments can help enhance your pet's overall well-being.

  • Peace of mind: Knowing you're providing the best care for your pet can help offer you peace of mind.

Benefits of Spot Preventive Care Coverage

Spot offers two levels of preventive care coverage:

Spot's Preventive Care Options: Gold vs. Platinum

  • Gold: Covers the eligible costs of essential preventive care like annual wellness exams, vaccinations, and dental cleaning.

  • Platinum: Includes all Gold benefits, plus coverage available for spaying/neutering and parasite prevention. This is a great option for puppies and kittens.

Policyholders have the flexibility to upgrade their existing preventive care add-on or add it to their base plan at the time of their policy renewal.

Why Annual Wellness Exams Are Important

Annual wellness exams are a cornerstone of preventive care for both dogs and cats. They help veterinarians to:

  • Perform thorough physical examinations.

  • Conduct blood work and urinalysis to help detect early signs of disease.

  • Discuss any concerns you may have about your pet's health or behavior.

How to File a Preventive Care Claim with Spot

Filing a preventive care claim with Spot is simple:

  1. Visit your vet for the covered preventive care service.

  2. Pay the vet directly for the service.

  3. Submit a claim online or through the app with the necessary documentation (Include your itemized bill).

  4. Your claim will be processed and the eligible costs can be reimbursed to you according to your plan's coverage.

Conclusion

Preventive care can be important to help stay ahead of your pet's health. Spot pet insurance plans with optional wellness coverage offer comprehensive protection, helping ensure that your pet can receive the best possible care throughout their life.

Remember: Spot plans do not cover pre-existing conditions, but coverage may be available for curable and eligible conditions that are treatment and symptom-free for a period of 180 days.

Get a free quote now and learn more about how you can help provide the best care for your pet.

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